AMORTIZED SECURED BUSINESS LOAN
Predictable Payments. Power Your Growth.
Amortized secured business loans with predictable repayment. Get the growth capital you need with fixed payments — built for expansion, equipment, and long-term business investments.
Loans are originated by Chedr LLC. All applications are subject to underwriting and approval.
Business Expansion Loans
Open new locations, expand operations, and grow your revenue.
Equipment & Asset Financing
Upgrade equipment and technology without disrupting cash flow.
Real Estate Financing
Purchase or improve property for business purposes.
Growth Capital Loans
Invest in inventory, marketing, and teams to scale faster.
Predictable Payments
Recurring payments you can plan around with clarity.
Up to 36-Month Terms
Loan terms from 12 to 36 months to fit your goals.
How Our Amortized Secured Business Loans Work
- 1
Apply Online
Quick and easy application.
- 2
Get Approved
Fast decision with transparent terms.
- 3
Get Funded
Receive your funds as soon as 24–72 hours.
- 4
Grow with Confidence
Make predictable payments while building your future.
Frequently Asked Questions
What is an amortized secured business loan? +
An amortized secured business loan is a structured term loan where you borrow a fixed amount upfront and repay it over a set period with predictable payments. Each payment covers both principal and interest, so by the end of the term the loan is fully paid off.
How does this loan differ from a line of credit? +
A term loan gives you a single lump sum repaid over time on a fixed schedule. A line of credit gives you a pool you can draw from and repay as needed. Term loans are ideal for one-time investments (equipment, real estate, expansion); lines of credit are ideal for ongoing working capital.
What can I use this loan for? +
Anything that drives your business forward — opening new locations, buying equipment, purchasing real estate (for business purposes), scaling marketing or inventory, refinancing higher-cost debt, or funding strategic projects.
How fast can I get funded? +
Most approved businesses receive funds within 24–72 hours of completing their application.
Will this affect my credit score? +
Pre-qualification is a soft credit pull and does not affect your score. If you accept and proceed, a hard pull may be performed — we'll always let you know before that happens.
See How Much You Could Borrow
Use our free calculator to estimate your loan amount and monthly payments.
Calculate My Loan Options →Interactive calculator coming soon. Start your application now to get a personalized estimate.